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Fooking Car Insurance

 
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CrazyGirl




Joined: 28 May 2006
Posts: 2330
Location: No longer walking in a Wigan wonderland!

PostPosted: Sat Dec 30, 2006 9:59 pm    Post subject: Fooking Car Insurance Reply with quote

RANT ALERT.

I am insured with HSBC, got 10 years NCD but got a disuputed claim from April. Low key, my car damage 1600. Scum bag who caused the accident wasn't insured & he invented a ficticious passenger suffering from wiplasph.

Quote to renew from HSBC 1397 Shocked WTF still got NCD as it is protected.

Been on the net this evening and got a quote for 379 inlcluding all the add ons. Guess who was the cheapest? Yep HSBC through Confused.com

Now can someone tell me how the heck that works?

RANT over.
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vics55




Joined: 09 Aug 2006
Posts: 279
Location: in limbo

PostPosted: Sat Dec 30, 2006 10:04 pm    Post subject: Reply with quote

I know what you mean. Mine came through last week as it's due in Jan. I've got 10 years no claims and they quoted me approx 550. I went and did a brand new quote online and they quoted me 220. I'm going to cancel my existing one and take out a brand new policy.

Annoying though as I've been with the same company for about 5 years.
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AndyS.




Joined: 26 Jul 2006
Posts: 9987
Location: Wupass

PostPosted: Sat Dec 30, 2006 10:05 pm    Post subject: Reply with quote

Possibly a loss leader first year discount thing, much like the 0% credit card offers for balance transfers. I'd not renew with them out of principal, take the 2nd best offer.

My insurance went up about 100 after I rear-ended a car that stopped at an empty roundabout. No damage to me but I smashed up the other one pretty well. Didn't hear anything about the claim or how it went, they just said leave it all to them. That was with Churchill, I have NCB protection. Didn't get any increase when I claimed for a new screen either.
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