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Best home insurance to cover bikes!!
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Tonto1




Joined: 14 Jun 2013
Posts: 19

PostPosted: Mon Jan 12, 2015 8:59 am    Post subject: Best home insurance to cover bikes!! Reply with quote

Just in process of re-newing our home insurance and as we have several high end bikes at home, i'm looking for some recommendations of who offers good coverage for bikes.

Thanks
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geraintnorman




Joined: 29 Dec 2010
Posts: 176

PostPosted: Mon Jan 12, 2015 4:42 pm    Post subject: Re: Best home insurance to cover bikes!! Reply with quote

Tonto1 wrote:
Just in process of re-newing our home insurance and as we have several high end bikes at home, i'm looking for some recommendations of who offers good coverage for bikes.

Thanks


M&S or American Express.
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tri_longer




Joined: 04 Aug 2012
Posts: 1405
Location: Bobbing along on the bottom of the beautiful briney

PostPosted: Mon Jan 12, 2015 4:44 pm    Post subject: Reply with quote

Haven't had a quote from them yet but these may well be worth a look

http://pedalcover.co.uk/

All your bikes covered no need to specify
No need for separate bike insurance
Competition, training & leisure at home and abroad
1 million building cover for your home
75,000 home contents cover
Switching is easy no need to wait for your home insurance renewal date
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JeffB




Joined: 04 May 2008
Posts: 993
Location: Middlesbrough

PostPosted: Mon Jan 12, 2015 9:20 pm    Post subject: Reply with quote

I use pedalcover, haven't had to make a claim but he's very thorough.

Bikes are covered away from home as well.

Jeff
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WhittleFit




Joined: 05 Jun 2007
Posts: 2598
Location: Cardiff

PostPosted: Mon Jan 12, 2015 9:52 pm    Post subject: Reply with quote

Pedal over for me too (got bike, home, car & travel insurance with them).
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Grifter




Joined: 10 Jan 2012
Posts: 607
Location: Treading water

PostPosted: Tue Jan 13, 2015 8:42 am    Post subject: Reply with quote

I've just used John Lewis and the level of cover seems good. I've backed this up by keeping receipts for parts and taking photos to substantiate any future claim.

I had to swap as I realised the max bike value on my Barclays policy was vastly insufficient despite being told otherwise when I signed up last year!
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Cheggers




Joined: 15 Sep 2014
Posts: 26

PostPosted: Tue Jan 13, 2015 8:47 am    Post subject: Reply with quote

Pedal cover here too.
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fat buddha




Joined: 13 Jul 2004
Posts: 2353
Location: rural Zuzzex

PostPosted: Tue Jan 13, 2015 12:30 pm    Post subject: Reply with quote

another vote for Pedalcover

saved me 200 over my previous JL policy as well. a warning however - Darren does like a good chat if you speak to him.... Wink
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largeade




Joined: 10 Feb 2010
Posts: 2159
Location: NE Hampshire

PostPosted: Tue Jan 13, 2015 12:46 pm    Post subject: Reply with quote

Anyone claimed yet?
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stenard




Joined: 04 Sep 2013
Posts: 1240

PostPosted: Tue Jan 13, 2015 3:15 pm    Post subject: Reply with quote

largeade wrote:
Anyone claimed yet?

I'm intending to go with them, or at least get a quote, when my current policies expire, but the above is my only doubt. As a relatively new company, they can sound amazing but if when the time comes to claim they wriggle out of paying out, it's not so good. I'm not claiming they would, but without positive stories of successful claims, it is a niggle in the back of my mind. Having said that, I've never claimed on my separate house or bike insurance to date, so I cant really be sure they are that great either!

One other question someone might already know - can you strip out the buildings insurance element to reduce the premium, or it is a "locked in" part of the policy? Living in a leasehold flat, that's taken care of by the managing agent through my service charge, and unless it can be eliminated so I'm not paying for something I dont need/can't use, I'm guessing it might make the policy not as great a deal as it otherwise might be.
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fat buddha




Joined: 13 Jul 2004
Posts: 2353
Location: rural Zuzzex

PostPosted: Tue Jan 13, 2015 3:54 pm    Post subject: Reply with quote

Stenard - your best bet is to call Pedalcover and talk to Darren direct - he's extremely helpful. I think he does offer contents only.

as for claiming, I have no idea what this would be like having not claimed on a house policy for nearly 20 years after a washing machine went into meltdown when we were out.
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beddows_s




Joined: 26 Apr 2011
Posts: 148
Location: Caerphilly

PostPosted: Tue Jan 13, 2015 3:56 pm    Post subject: Reply with quote

+1 for PedalCover here as well.
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stenard




Joined: 04 Sep 2013
Posts: 1240

PostPosted: Thu Apr 30, 2015 11:14 am    Post subject: Reply with quote

I just had an email from PedalCover about their new club affiliate programme. I'll mention it to my own club as well, but to be honest it was tritalk that got me on to PedalCover so I was wondering if there was some way the site could get an affiliate link and any money generated could go into covering the hosting fees etc?

As I don't know who runs the behind the scenes stuff, it would need someone who does to coordinate I would guess, but come renewal time, if the discounts still work and aren't just for new policies, I'd certainly be happy to put tritalk down as my "club" to give something back.
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Chrace




Joined: 28 Apr 2010
Posts: 2517
Location: Eating a Yorkie

PostPosted: Thu Apr 30, 2015 12:49 pm    Post subject: Reply with quote

stenard wrote:
I just had an email from PedalCover about their new club affiliate programme. I'll mention it to my own club as well, but to be honest it was tritalk that got me on to PedalCover so I was wondering if there was some way the site could get an affiliate link and any money generated could go into covering the hosting fees etc?

As I don't know who runs the behind the scenes stuff, it would need someone who does to coordinate I would guess, but come renewal time, if the discounts still work and aren't just for new policies, I'd certainly be happy to put tritalk down as my "club" to give something back.

Good idea stendard. I'm looking to switch as well at some point so might be in the same situation.
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MarkyMark76




Joined: 27 Jan 2015
Posts: 68

PostPosted: Thu Apr 30, 2015 2:01 pm    Post subject: Reply with quote

+1 for PedalCover - saved me a good few hundred quid.
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