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Best home insurance to cover bikes!!
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fenn123




Joined: 25 Aug 2011
Posts: 314

PostPosted: Fri May 01, 2015 8:29 pm    Post subject: Reply with quote

Pedalcover here too Very Happy
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FatPom




Joined: 26 Dec 2005
Posts: 4886
Location: My happy place

PostPosted: Fri May 01, 2015 9:29 pm    Post subject: Reply with quote

Another for Pedal Cover here. Darren sent me a birthday card, no Haribo though. I blame Wiggle Wink
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hopper-tri




Joined: 03 Jun 2012
Posts: 878
Location: Bury St. Edmunds

PostPosted: Wed Jun 03, 2015 7:08 am    Post subject: Reply with quote

I've been with Pedalcover for a while.
When I first took out my policy, I was also given an 'excess policy' as a free add on.
Not used the bike/ house claim yet, but recently had a car accident and the 'excess policy' paid out on my excess on the car insurance, dragging back 350 for me;)
Top bloke to deal with.
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Griff




Joined: 20 Mar 2015
Posts: 10
Location: Swindon/ Oxford

PostPosted: Wed Jun 03, 2015 2:47 pm    Post subject: Reply with quote

I've tried getting quotes from Pedal cover and never got back to me or sent the quote over Sad
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OnTheRun




Joined: 13 Nov 2008
Posts: 1013
Location: Manchester

PostPosted: Wed Jun 03, 2015 3:50 pm    Post subject: Reply with quote

Griff wrote:
I've tried getting quotes from Pedal cover and never got back to me or sent the quote over Sad


Was that through the website? I tried the website and had a problem so phoned and they were very helpful.
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hammerer




Joined: 19 Nov 2007
Posts: 16278
Location: Right Next Door To Hell

PostPosted: Wed Jun 03, 2015 5:06 pm    Post subject: Reply with quote

Pedal cover seemed ok but there were a couple of clauses i wasnt too keen on. Basically regarding locks to doors and windows and with timber doors and windows I doubt Id have been covered even though the timber has multiple locks of varying types!. I'm with barclays. was cheaper than PC and 8 a month extra and that covers as many bikes i need up to 3k per bike inc traveling with bikes. You can go higher if you require. you need to phone for an add on though.
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Griff




Joined: 20 Mar 2015
Posts: 10
Location: Swindon/ Oxford

PostPosted: Thu Jun 04, 2015 11:30 am    Post subject: Reply with quote

OnTheRun wrote:
Griff wrote:
I've tried getting quotes from Pedal cover and never got back to me or sent the quote over Sad


Was that through the website? I tried the website and had a problem so phoned and they were very helpful.


Yes it was done via the website. Unfortunately this is how I have to do most of my business due rules etc at work and closed when I finish, so I will have to look elsewhere if they aren't professional enough to follow up on the web enquiries.
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stenard




Joined: 04 Sep 2013
Posts: 1278

PostPosted: Thu Jun 04, 2015 8:03 pm    Post subject: Reply with quote

hammerer wrote:
Pedal cover seemed ok but there were a couple of clauses i wasnt too keen on. Basically regarding locks to doors and windows and with timber doors and windows I doubt Id have been covered even though the timber has multiple locks of varying types!. I'm with barclays. was cheaper than PC and 8 a month extra and that covers as many bikes i need up to 3k per bike inc traveling with bikes. You can go higher if you require. you need to phone for an add on though.


I had similar concerns and was able to remove all door and window lock clauses for a few quid.
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dazaki




Joined: 16 May 2012
Posts: 20
Location: UK

PostPosted: Fri Jun 05, 2015 11:14 am    Post subject: Reply with quote

I'm pretty happy with pedal cover. Moved my contents insurance across from previous provider and am saving a fair amount each month with a considerable increase in cover value. Maybe says more about the last insurer though..!
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Andy916




Joined: 08 Oct 2011
Posts: 649
Location: Cambridge

PostPosted: Mon Aug 28, 2017 9:43 am    Post subject: Reply with quote

Just requesting a quote from pedalcover now. Barclays policy has a 3k limit on garage contents, although most of the time the 2 most expensive bikes are in the house anyway. I could keep them in the house all of the time rather than most of the time. Garage is brick-built and attached, but has a standard flimsy aluminium door at moment, in quiet cul de sac.

As Christian observed a while ago, an also-theft-prone motorbike costs relatively little to insure, if you're 40-something or older. My 3k Ducati costs 80 fully comp.
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TheSlowOne




Joined: 25 Jul 2017
Posts: 23
Location: Scotland

PostPosted: Mon Aug 28, 2017 2:40 pm    Post subject: Reply with quote

+1 for pedalcover
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antht




Joined: 03 Jun 2013
Posts: 815
Location: West Midlands

PostPosted: Wed Aug 30, 2017 7:10 pm    Post subject: Reply with quote

Another vote from me too Smile
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Whisk




Joined: 09 Jun 2005
Posts: 8430
Location: London

PostPosted: Thu Aug 31, 2017 8:25 am    Post subject: Reply with quote

Pro Cycle Insurance are a good bet if you have multiple bikes in your household. The premium is based on the most expensive bike only, so effectively you are only paying a premium for one bike but getting cover for all of them.

Bike insurance seems to be priced on the basis that you are going to leave your bike locked up on the street and even the most expensive bike lock is only going to stop a thief for a limited amount of time. Clearly that's nonsense for an expensive race bike, although it's amazing how many expensive bikes you see piled up, unlocked outside cafes in Surrey Wink
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Chrace




Joined: 28 Apr 2010
Posts: 2534
Location: Eating a Yorkie

PostPosted: Fri Sep 01, 2017 9:53 am    Post subject: Reply with quote

Barclays Home Insurance for me.

3.5k upper limit per bike, unlimited unspecified bikes.
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mortirolo




Joined: 21 Jul 2017
Posts: 22

PostPosted: Tue Sep 19, 2017 11:17 am    Post subject: Reply with quote

Who do Pedal Cover use as their provider? I wouldn't expect them to cover themselves, like Sainsburys for example they use Legal & General who I am with and I add a separate cost for my 2 race bikes, still costs me 35 inclusive a month with full contents & buildings, very good. Their clauses cover outside buildings and don't mention timber for example not covered etc like Pedal.
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